ICICI Pru Hospital Care II – a family floater plan covering your spouse and children. ICICI Pru Hospital Care II - this fixed benefit hospitalisation and surgical plan complements your existing coverage by offering payouts over and above any health plan you have, thus availing best possible medical treatment, without having to bother about the cost of the treatment or quality of care.
Eligibility
Min/Max age at entry -
1 year – 65 years(nearest birthday)
(90 days – 24 years for dependent children in case of family floater)
Coverage - Individual / Family floater ( self, spouse, First 3 dependent children)
Policy term - 10 years (Guaranteed insurability at renewal for life)
Premium payment frequency - Yearly, half yearly & monthly
Waiting period - 30 days
Why should you buy Hospital Care II?
Hospital Care II offers the following key benefits:
1. Fixed benefits to cover hospitalisation, ICU admission, surgical procedure and also recuperating benefit
2. Benefit amount in addition to other medical insurance plans, irrespective of actual billing
3. Additional benefits for prolonged stay & non surgical hospitalisation
4. Guaranteed insurability at renewal for whole life
5. Tax benefits under section 80D
6. Cashless claim settlement
7. A family floater option
8. Health check-up
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